CURRENT SAVINGS RATES
KIT offers the following competitive rates to its
members:
Share Rates
Share Certificate Rates
IRA Certificate Rates
Loan Rates
For important information about KIT dividend rates,
see our Truth in Savings
Disclosure & Fee Schedule.
|
Share Rates |
Description |
Minimum Balance To Earn Dividend |
Dividend Rate |
Annual Percentage Yield |
| Prime Share Savings |
$5.00 |
0.50 % |
0.50 % |
Christmas Shares |
$0.00 |
0.50 % |
0.50 % |
Other Share Accounts |
$0.00 |
0.00 % |
0.00 % |
Individual Retirement Accounts |
$5.00 |
1.50 % |
1.51 % |
Money Market Accounts |
$1,000 - $ 4,999.99 |
1.23
% |
1.25
% |
| $5,000 and OVER |
1.73
% |
1.75% |
|
* Rates Shown are effective04/30/2008
For share accounts the dividend rates are prospective with anticipated APYs for the current calendar quarter.
The dividend rate and APY may change every calendar quarter as determined by the Board of Directors. |
See
Truth in Savings Disclosure
for important information about dividends.
|
Share Certificates
|
Term |
Minimum Balance To Earn Dividend |
Dividend Rate |
Annual Percentage Yield |
| 3 Month Certificate |
$500 |
2.38% |
2.40%
|
6 Month Certificate |
$500 |
2.57%
|
2.60
% |
12 Month Certificate |
$500 |
2.95%
|
2.98
% |
18 Month Certificate |
$500 |
2.95% |
2.98 |
24 Month Certificate |
$500 |
3.31% |
3.35% |
36 Month Certificate |
$500 |
3.31% |
3.35 % |
48 Month Certificate |
$500 |
3.66% |
3.71% |
60 Month Certificate |
$500 |
3.66% |
3.71 % |
|
* Rates Shown are effective 09/03/2008
* If you want a share certificate with a term different from those listed above, then the rate will be for the closest term shorter than your request. |
See
Truth in Savings Disclosure
for important information about dividends.
|
IRA Certificates
|
Term |
Minimum Balance To Earn Dividend |
Dividend Rate |
Annual Percentage Yield |
| 3 Month Certificate |
$500 |
2.38% |
2.40% |
6 Month Certificate |
$500 |
2.57
% |
2.60% |
12 Month Certificate |
$500 |
2.95% |
2.98% |
18 Month Certificate |
$500 |
2.95% |
2.98% |
24 Month Certificate |
$500 |
3.31% |
3.35 |
36 Month Certificate |
$500 |
3.31 % |
3.35% |
48 Month Certificate |
$500 |
3.66% |
3.71% |
60 Month Certificate |
$500 |
3.66% |
3.71% |
|
* Rates Shown are effective 09/03/2008
* If you want a share certificate with a term different from those listed above, then the rate will be for the closest term shorter than your request.
|
|
|
See
Truth in Savings Disclosure
for important information about dividends.
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Your savings federally insured to at least $100,000
and backed by the full faith and credit of the
United States Government.
