Loan Rates
Auto Loan Rates
Term | 2020-2023 | 2017-2019 | 2014-2016 |
---|---|---|---|
Up to 48 Months | 5.73% APR* | 6.49% APR* | 7.74% APR* |
Up to 49-60 Months | 6.24% APR* | 6.99% APR* | 8.49% APR* |
Up to 61-72 Months | 6.49% APR* | 6.99% APR* | - |
Up to 73-84 Months | 7.24% APR* | 9.49% APR* | - |
*APR = *Annual percentage rate. Rates current as of 9/2023 and subject to change without notice. On approved credit. Terms and conditions apply. Creditworthiness, age of vehicle, & value of collateral can affect the offered rate. Payment example: $20,000 loan amount with a 4-year term at 5.73% would have bi-weekly payments of $239.42. Or a monthly payment of $482.42. Payment example includes application processing fee and Guaranteed Asset Protection (GAP) fee. Not available for refinance of existing KIT FCU loans.